Your Credit Report

Today we are talking about your credit report, what it is, how to view it, and how it impacts your life. What is a Credit Report? In short a credit report is a document that is used to monitor all of your credit history. It contains a variety of information about you and your credit….

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The W-4

Last week we talked about how a tax refund is actually not a good thing. But how do you prevent a tax refund. Well, when you started at your current employer you were told to fill out an IRS Form W-4, commonly called just W-4. The W-4 tells the government about your family situation to…

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The Tax Refund

It is tax season and that means one thing, TAX REFUND CHECKS! Most people cannot wait to file their taxes. The sooner they file, the earlier they get their “free” money from the government. Most people already have their refund check spent even before it comes. Are you planning a vacation? What about buying a…

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SMART Goals

It is too easy to say “I am going to pay down my debt” and then let it slide. Instead of setting just any goal you need to set a SMART goal. When I talk about a SMART goal, I don’t just mean set intelligent goals. SMART is an acronym. It stands for Specific, Measurable, Attainable,…

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Clean Up Your Inbox

How many emails do you receive every day? On average I receive over 100 promotional emails. That is a lot of advertisements in my inbox and it might be time to clean it up. I have already found myself not reading them when they come in and often times finding out several days later I…

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The Relapse

Valentine’s Day You are paying off your debt faster than ever, your budget is cranking on all cylinders and overall you are kicking financial @$$. Then you remember that Valentine’s Day is coming up and you need a nice gift and night out. You could make a gift, but this is your wife and they…

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Bill Gates Does It, Do You?

Bill Gates sat down with Warren Buffet and Charlie Rose at Columbia University recently. Now personally, I am a huge fan of all three of these people, but this post isn’t to fan-boy (sorry, maybe next time). There was a wealth of great information in the conversation, but one thing in particualar stood out to…

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Changes Are Coming

Evaluate 2016 The New Year is just around the corner and that means it is time to evaluate what worked and what didn’t in 2016. Every year I review my personal and professional lives. I find that some things worked better than I thought and MUST be continued in the next year. I also find…

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Live Like Jay Leno

Would you believe me if I said Jay Leno has not spent a single dime of what he made from hosting “The Tonight Show”? The Jay Leno Story According to a recent interview with CNBC, this is indeed a fact. He shared with CNBC that he always made sure to have two separate incomes. It all…

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