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Changing Your Finances with Kayla Sloan

Show Notes

Today we are hanging out with Kayla Sloan from Shoe-A-Holic No More. Kayla’s finances were out-of-control but with a little focus she was able to change things around. During our time with Kayla we talked about everything you need for your Financial Freedom Journey. Kayla shares her advice on everything from emergency funds to buying a…

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SMART Goals

Show Notes

It is too easy to say “I am going to pay down my debt” and then let it slide. Instead of setting just any goal you need to set a SMART goal. When I talk about a SMART goal, I don’t just mean set intelligent goals. SMART is an acronym. It stands for Specific, Measurable, Attainable,…

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My Thoughts on Gambling

Show Notes

Timeline: 01:00 – What are your thoughts on gambling? 03:14 – Are 0% interest rates a good deal when buying a car? 05:41 – Can a line of credit replace an emergency fund? 07:52 – Are you cheap? 10:40 – Win a $50 Visa Gift Card Resources & Links: AskJoel Episode 2 AskJoel Episode 1 Email your questions to…

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Clean Up Your Inbox

Show Notes

How many emails do you receive every day? On average I receive over 100 promotional emails. That is a lot of advertisements in my inbox and it might be time to clean it up. I have already found myself not reading them when they come in and often times finding out several days later I…

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House Buying Edition

Show Notes

Timeline: 00:50 – When is the right time to buy a house? 07:01 – How much house can I actually afford? 08:44 – Should I do a 15 year mortgage or 30 year mortgage? 12:02 – Am I throwing my money away by renting? 16:51 – Get a $50 Visa Gift Card FREE Resources & Links: American Dream or…

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Creating a Zero-Sum Budget

Show Notes

Today I am talking about Stop #1 of the Financial Freedom Journey. Do you know how to create one of top budgets. If not this is the episode for you. We are also discussing how to get commitment from your spouse. This is the foundation of your Financial Freedom Journey and a must listen for…

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The Relapse

Show Notes

Valentine’s Day You are paying off your debt faster than ever, your budget is cranking on all cylinders and overall you are kicking financial @$$. Then you remember that Valentine’s Day is coming up and you need a nice gift and night out. You could make a gift, but this is your wife and they…

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Should I use a bank or credit union?

Show Notes

Timeline: 00:46 – Should I use a bank or credit union? 05:39 – What kind of second job should I get? 08:33 – Can I take a break during the Financial Freedom Journey? 10:42 – How much should I save for retirement? 13:01 – How to win a $50 Visa gift card Resources & Links: National Credit Union Administration…

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