What is an Emergency Fund?

Emergencies are something that each and every one of us have to deal with. These are surprise expenses or ones you did not plan for. I recently experienced a pretty significant “emergency” in my household. Last week I was laid off from my job as a web developer. My salary contributed to 60% of my family’s…

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Prepare Your Budget

When completing your very first budget you will either find that it is incredibly easy or unbelievably challenging, unfortunately, it is most likely the latter. This is because society has trained us to spend more than we make, we can get 5 years same as cash or just put it on a credit card and pay…

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What is Financial Freedom?

Imagine retiring at the age of 40. Envision not having to stress about making ends meet. Picture yourself not being constrained by money. People all over the world just like you live like this. It is financial freedom. Every person you talk to will define financial freedom differently. I define financial freedom as being debt…

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